DSP Credit Risk Fund - Regular Plan - IDCW - Daily
Fund House: DSP Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 15-06-2004
Minimum Investment: 100.0
Asset Class: Fixed Income
Minimum Topup: 100.0
Benchmark: CRISIL Credit Risk Debt B-II Index
Total Assets: 205.76 As on (31-12-2025)
Expense Ratio: 1.22% As on (31-12-2025)
Turn over: 81.00% | Exit Load: NIL - If the units redeemed or switched-out are upto 10% of the units purchased or switched-in within 12 months from the date of allotment, NIL - If units are redeemed or switched out on or after 12 months from the date of allotment, 1% - If units redeemed or switched-out are in excess of 10% of the units purchased or switched-in within 12 months from the date of allotment Note: No exit load shall be levied in case of switch of investments from Direct Plan to Regular Plan and vice versa.
NAV as on 30-01-2026
11.1178
0.0042
CAGR Since Inception
6.57%
CRISIL Credit Risk Debt B-II Index 7.15%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan - IDCW - Daily | 20.33 | 14.56 | 11.06 | 7.22 | 6.57 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.46 | 8.79 | 9.15 | 6.44 | 6.8 |
Funds Manager
Mr. Vivek Ramakrishnan, Mr. Shalini Vasanta, Mr. Kunal Khudania
RETURNS CALCULATORS for DSP Credit Risk Fund - Regular Plan - IDCW - Daily
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of DSP Credit Risk Fund - Regular Plan - IDCW - Daily
Portfolio Holdings
Sector Allocation
PEER COMPARISION of DSP Credit Risk Fund - Regular Plan - IDCW - Daily
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| DSP Credit Risk Reg Daily IDCW | 15-06-2004 | 20.33 | 13.95 | 14.56 | 11.06 | 7.22 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 20.42 | 13.96 | 14.56 | 11.08 | 7.79 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 19.78 | 13.33 | 11.03 | 8.43 | 7.15 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.6 | 14.3 | 11.83 | 9.7 | 8.47 |
| Bank of India Credit Risk Reg | 27-02-2015 | 11.52 | 8.7 | 7.68 | 27.09 | 2.03 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.13 | 8.68 | 8.39 | 7.29 | 7.85 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 8.76 | 8.04 | 9.28 | 6.65 | 5.7 |
| Kotak Credit Risk Gr | 01-05-2010 | 8.54 | 7.77 | 7.53 | 5.73 | 6.71 |
| Nippon India Credit Risk Gr | 01-06-2005 | 8.49 | 8.4 | 8.28 | 8.39 | 6.01 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.24 | 8.15 | 7.8 | 6.7 | 6.78 |
Asset Allocation (%)
Key Performance and Risk Statistics of DSP Credit Risk Fund - Regular Plan - IDCW - Daily
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan - IDCW - Daily | 5.83 | - | - | - | 7.33 | 3.63 |
| Debt: Credit Risk | - | - | - | - | - | - |